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Retirement Planning

Richard Wesselt, The Life Insurance General Talks About Retirement Planning A common topic in today’s financial climate: retirement planning. I’d like to briefly discuss retirement planning without any risk of principle and without using wall street. No mutual funds. No stocks.  When we’re building a safe, secure piece of a retirement plan, although some of…

Favorite Philosophies with Safe Secure Money

The Life Insurance General, Richard Wesselt Talks About His Favorite Philosophies With Safe Secure Money One of the most important things about building a safe, secure plan is establishing at a very young age, proper habits. We try to help clients build great saving habits by saving 15% of their income. Richard Wesselt says Most…

Safe Secure Planning When a Child Comes Along

The Life Insurance General, Richard Wesselt Shares Some Tips On Safe Secure Planning When A Child Comes Along Many times in the office we will have a meeting with a young couple who is about to have or recently had a baby. Most new parents we see in the office are facing a situation similar…

Distribution Planning at Retirement

Richard Wesselt, The Life Insurance General Discusses  Distribution Planning  At Retirement A client reaches age fifty-five, sixty or sixty-five, has stopped work and now wants to start taking money from cash and accounts that they’ve accumulated. Given that we’ve developed a safe and secure plan for our client prior to retirement, or we’ve re-positioned assets…

Creating a Legacy on a Safe Secure Basis

Richard Wesselt, The Life Insurance General Talks About Creating A Legacy On A Safe Secure Basis Many times in the office we try to help clients with the following conundrum; most of their assets are invested, unfortunately their life insurance program expires.  This can happen either through inexpensive term insurance (which gets extremely costly in…

Safe Secure Planning for a Young Married Couple

The Life Insurance General, Richard Wesselt Shares Some Tips On Safe Secure Planning For A Young Married Couple We have a case where young people meet and decide to get married. They now have to integrate their finances. They may also have different philosophies around money. For example, somebody came from a household where their…