Obtain the proper amount of coverage at the youngest age.  Lock in your health, protect first, save second.

Human life value: typically 20- 30 times earnings.  That will allow for proper protection of family.  Difference between term and whole life.

Secure, on a young child, at the earliest age possible the most amount of coverage that you can get, allowing the miracle of compound interest to work for you.

Compound interest on a tax-free basis, during accumulation and withdraw.

Tax-free growth during accumulation.

Importance of disability waiver.  Premiums would be waived in the event of disability.

Tax-free growth during withdrawal.

Tax-free transfer to heirs.

You can take a loan against the life insurance policy.  The cash value still grows.  Key feature that most people are not aware of.

Dividends on whole life insurance also grow tax-free.

Ultimately, life insurance can be left to charity, creating a legacy that will live beyond you.

Whole life insurance helps to create a disciplined savings habit, one of the most key bedrocks of an overall strategy.

Obtain the proper amount of coverage at the youngest age.  Lock in your health, protect first, save second.

Human life value: typically 20- 30 times earnings.  That will allow for proper protection of family.  Difference between term and whole life.

Secure, on a young child, at the earliest age possible the most amount of coverage that you can get, allowing the miracle of compound interest to work for you.

Compound interest on a tax-free basis, during accumulation and withdraw.

Tax-free growth during accumulation.

Importance of disability waiver.  Premiums would be waived in the event of disability.

Tax-free growth during withdrawal.

Tax-free transfer to heirs.

You can take a loan against the life insurance policy.  The cash value still grows.  Key feature that most people are not aware of.

Dividends on whole life insurance also grow tax-free.

Ultimately, life insurance can be left to charity, creating a legacy that will live beyond you.

Whole life insurance helps to create a disciplined savings habit, one of the most key bedrocks of an overall strategy.

Meet Rich

With over 30 years of dedication to the life insurance industry, Rich brings a wealth of knowledge and experience in helping his clients plan for a secure financial future. Born and raised in the Norristown area, Rich graduated from Bishop Kenrick High School, where he excelled as a quarterback and went on to attend the University of Pennsylvania, where he also was the quarterback and received a Bachelor of Science degree in Economics from the prestigious Wharton School. Having achieved excellence in the insurance industry, Rich was a member of Top of the Table which gives credence to his ability to serve his client base with unparalleled distinction. He currently insures over 4,000 lives.

Rich and his wife Amy reside in Skippack and have two sons, Logan, who is 14 years old and Carson, age 11. Rich is also a very active member of his community. He coaches both football and basketball for the various youth organizations his sons participate in. He is a board member with Pope John Paul II High School and enjoys sharing the concept of how hard work, dedication and preparation will truly pay off to the youth of our area. He is a proud member of Holy Saviour parish.

Rich truly enjoys the face to face meeting with clients and feels good about the way he is able to help them achieve their goals. He looks forward to having his sons join him at the practice in the future, so that they can also continue to serve the generations to come.

Meet the Quarterback

With over 30 years of dedication to the life insurance industry, Rich brings a wealth of knowledge and experience in helping his clients plan for a secure financial future. Born and raised in the Norristown area, Rich graduated from Bishop Kenrick High School, where he excelled as a quarterback and went on to attend the University of Pennsylvania, where he also was the quarterback and received a Bachelor of Science degree in Economics from the prestigious Wharton School. Having achieved excellence in the insurance industry, Rich was a member of Top of the Table which gives credence to his ability to serve his client base with unparalleled distinction. He currently insures over 4,000 lives.

Rich and his wife Amy reside in Skippack and have two sons, Logan, who is 14 years old and Carson, age 11. Rich is also a very active member of his community. He coaches both football and basketball for the various youth organizations his sons participate in. He is a board member with Pope John Paul II High School and enjoys sharing the concept of how hard work, dedication and preparation will truly pay off to the youth of our area. He is a proud member of Holy Saviour parish.

Rich truly enjoys the face to face meeting with clients and feels good about the way he is able to help them achieve their goals. He looks forward to having his sons join him at the practice in the future, so that they can also continue to serve the generations to come.